Tuesday, November 16, 2010
You Can Win - Shiv Khera
Learn the lessons from Leaders, Simple way to get succeed - Defeat Yourself
Learn from Sachin Tendulkar
10 Business Mantras
OPPORTUNITY
Ten Business Mantras Great Cricketer Tendulkar Can Teach You
Even Harvard School of Business can't teach you more what you can learn from the life of this great cricketer. Game of cricket is as challenging as any top career or business. And who else can teach you better, to swim through the tide of obstacles successfully and win, than one of the greatest cricketers in the history Sachin Tendulkar.
1. DEVELOP A FIRE OF PURPOSE:Orison Swett Marden said "There's no grander sight in the world than that of a person fired with a great purpose, dominated by one unwavering aim." Such a man is detmined to achieve his goals and sooner or later he succeeds. Sachin had a purpose to make it big in cricket before he joined the team. The fire was so strong that no hurdle or politics could stop him. His attitude was positive and the heart unwavering.
2. BE PATIENT IN ADVERSITYThe biggest lesson you can learn from the master stroke player is to be patient in adversity. Like day and night, like form of a player, everyone passes through bouts of upheavals. If a businessman allows himself to be crushed he is rarely able to cope with life successfully. There is always a silver lining in the dark, there is always hope. A young man must be optimistic. The year 2005 till October 25 was extremely depressive and discouraging for Sachin. No one was able to predict the exact outcome of his elbow injury. He was either performing poorly or out of the team. Many journalists even wrote him off saying that Sachin was a spent force. But Sachin neither bragged nor made any refuting statements. He just kept patience and at the right time showed his mettle to the world.
3. COMEBACK WITH A BIG FORCEHe was declared fit by the doctors before he faced the acid test of his life against the mighty Sri Lanka
Whenever you rise from your problems, whenever you have to make a comeback do with all the determination you have, with full force, almost astonishing others. It will always win the heart of others. It will invoke a deep confidence in your sturdiness and capability. For many years Apple hadn't been able to make waves. Many people thought that Apple was losing the edge. Then suddenly in the middle of 2005 Apple exploded in the digital music market with iPod - a great invention.
4. DON'T BE OVER-STRESSRED WITH EXPECTATIONJames Cook said, “A person who wants to lead the orchestra must turn his back on the crowd.” It is a great business philosophy that Sachin follows diligently. He just concentrates on his game and performance and gets applause from every corner of the world.
When you are in charge of a certain venture there are expectations from others. You are expected to do well, compete successfully, help the company rise to new heights etc. If you get yourself over-stressed under the weight of expectation you won't be able to perform. During 2005 many times fans and journalists expected him to stage a comeback fast. But Sachin was at ease with himself. He never allowed the expectations of his fans to compel him to take unwise decisions or play foolishly. He tried his best to recover with ease and just got more determined to strike at the right time.
5. WORK HARDER TO BE PERFECTSachin got an immortal place in world cricket with an attitude to enjoy hard work and aim for perfection. He is totally dedicated to the game, and ready to give his best to the game. And he uses his experience and brain to shine out. Although he is a icon in cricket world yet he is always at the beck and call of his coach and enoys practice at the net and ready to learn more. Pioneer of modern Indian industry billionaire Dhirubhai Ambani also said," If you work with determination and with perfection, success will follow."
6 BE VIGILANT TO Although the world is full of opportunities yet a good opportunity never presents itself again and again. So whenever an opportunity comes grab it with full force. You have to pounce upon it with all your might and resources by hitting sixes and fours. If you fail it may not come again. You have to keep your eyes open and hold the opportunity hard as soon as it dances before your eyes.
7. DEACTIVATE YOURSELF FOR EVALUATIONNow and then it is necessary to deactivate yourself and evaluate your action, reaction and the results. This is the only way by which you can observe and analyse everything in a right perspective and plan your strategy. This relaxing period refreshes you for future action. Playing non-stop without break may actually hamper your progress as you don't get any time for re-assessment and better planning.
8. INVEST IN OTHER VENTURESSachin is a great cricketer and earns a big money every month. Still he never keeps all the eggs in one basket. In his spare time he works in advertisements or invest money in restaurant business etc. (Chain of Tendulkar's is famous for tasty food) to ensure a smooth inflow of cash even if he is unable to earn from cricket for some time due to stroke of misfortune or bad fitness. In the similar way a businessman should invest in other safe ventures too. A young man should keep other careers options open.
9. BE HUMBLE AT THE PEAK OF YOUR SUCCESSStudy Sachin carefully. You will always find him humble and polite. Although he is the senior most player in the team yet he is easy to handle with by any captain. He has never been reported to have interfered in the management of the team. Neither any captain nor any coach was been rebuffed or misbehaved by Sachin. He not only mixes up with juniors easily but advises them also. When he was requested to relinquish captaincy as he was not performing well he complied. On the contrary an attitude of arrogance and sticking to captaincy at all costs cut down great ex-captain Saurav Ganguly in stature, and he lost captaincy in a very humiliating way.
10. AVOID DIRTY POLITICSSachin just minds his own business and uses his maximum time in improving his skills and cricket acumen. Sticking in political gambits consumes too much energy of a player and it affects the performance. He keeps away from dirty politics and concentrates on his performance.
GOOD - Getting Out of Debt
Its good to live in Debt Free Life!
GOOD – Getting Out of Debt
For some, job layoffs and unforeseen external factors have loaded them up with debt. For most, however, debt is the result of extraneous spending, poor money management, or both.
Here are ten tips to getting out of debt. Some are easier to follow than others, but all are designed to help alleviate the problem:
1. Create a realistic monthly budget for your expenses. List all monthly bills and necessities and make sure they are covered by your monthly income. Allow only the money remaining after the bills are paid to be spent elsewhere. Stay within your budget guidelines.
2. Pay off the balance on the credit card with the highest interest rate first (unless the balance on any card exceed 50 percent of your credit limit). First, pay all balances to below 50 percent of the card limit because balances above this level cause your credit score to diminish. Then pay off the balance on the credit card with the highest interest rate. If the account was opened within the past year and you have additional older accounts, close it after it is paid off. Next month do the same with the card that has the next highest interest rates. Continue until you reach the credit card with the most favorable terms (i.e., low interest rates). Use this as your preferred account. You need only four open accounts to establish a positive credit history.
3. Learn to use cash instead of credit cards. Have one primary credit card and use it only for emergencies or major necessities, such as a new refrigerator if the current one stops working. Put your credit card in a safe place, not available for everyday use. Also, do not accept increases on your credit card limit above an amount you can easily pay off in three months.
4. Use direct deposit for your paychecks. Also have a limit on how much you will allow yourself to withdraw each week and month.
5. Cut down on your discretionary expenses. This includes dining out, overusing your cell phone, and other such unnecessary expenses.
6. Evaluate your living situation. Your housing costs should be no more than 33 percent of your household income, including mortgage payments, property tax, and both property and homeowner's insurance. You can shop around for lower insurance rates, refinance your home mortgage, and look for more economical utility plans.
7. Avoid borrowing money to get out of debt, especially consolidation loans. Many people think this is a way of helping them get out of debt. However, consolidation loans are simply a means of combining debt. You could end up losing everything because you’ve tied it all up in one loan. If you must borrow, see if a friend or family member can lend you money, since the interest rates should be low or nonexistent.
8. Contact your creditors and try to work out repayment plans. Many creditors are willing to work with you in a manner that will help them get their money without having to resort to debt collectors.
9. Become a savvy shopper. Look for deals, bargains, and savings. You’d be surprised at how much you can save if you take the time to shop around. Check out the price comparison Web sites such as Shopping.com and BizRate.com.
10. Look for extra ways to make some money. From part-time work to a garage sale to taking in a boarder, there are many ways to bring in some additional income.
If all else fails, seek out help from a debt reduction specialist or counselors who can help you formulate a plan for getting out of debt and staying out. Just make sure that you check out the service in advance. Many companies are simply taking advantage of people in debt and charging them high service charges.
Subscribe to:
Comments (Atom)